Secure Act

Washington Watch The SECURE Act, Regulation Best Interest, advertising rules update and more Key Points • SECURE Act: A last-minute deal saw the retirement savings bill become law just days before the end of 2019. • Regulation Best Interest: The deadline for ling and distributing the Client Relationship Summary nears, but clari cation  read more »


We believe financial advisors should be fiduciaries for their clients. The interests between clients and the people who are giving them advice should be aligned as much as possible, while conflicts of interests should be minimized. Legally, a fiduciary duty is the highest standard of care for clients. We will never take a  read more »

Alternative Investments in Retirement Accounts

Since the creation of the Individual Retirement Account (IRA) in 1974, few investment firms have developed expertise in alternative investments.  Most investment firms who offer retirement accounts focus on stocks, bonds, mutual funds and CDs.  This creates a misperception that traditional investments are the only options for retirement plans. The fact is that  read more »

Understanding IRAs

As tax season is upon us it is always good to get refreshed on the different types of IRA accounts that exist.  You have until you file your taxes (sometimes as late as October 15th) to make IRA contributions for the previous tax year.  So there is still time to make 2013 contributions.   read more »

Why is it so hard to talk about money?

There is such a taboo around the topic of money.  I am not sure where it comes from, but it for sure exists.  I am amazed on tv and in life how open people are about their loves lives, marriages, children’s issues, in laws and even health problems.  But ask someone how much  read more »

Donor Advised Funds And Tax Deductions

As year-end tax planning and charitable giving activity swing into high gear, you may want to take a look at donor-advised funds. These funds allow an individual to make donations to an IRS-approved 501(c)3 charitable organization in a simple, tax-advantaged way. The donor-advised fund offers two advantages over direct charitable donations. First, it  read more »

It’s Headed Our Way Ladies…Are You Ready?

God has a sense of humor – I am not a gal that ever thought I would write a blog about money! My first memory of money was when I was seven. My dad placed one $10 bill on the bed and another pile of five $1 bills next to it. He asked  read more »

Retirement Plans Focus: Individual 401(k) Plan

Are you a small business owner or self employed? The IRS estimates there are more than 20 million sole proprietors in the United States, and some business owners may not be aware that they can realize immediate tax benefits by setting up an Individual 401(k) plan. As the year-end approaches, it can be  read more »